It’s estimated that 56% of Americans who turn 65 will require long-term care services at some point. The need for long-term care can be the result of a sudden or chronic health condition or an accident.
If you are in an accident and require long-term care at some point, it’s important to work with an attorney who can ensure you are fully compensated for your injuries and damages and to ensure that your long-term care needs are covered. At Drake & Collopy, P.C., we can help you secure the compensation you deserve after an accident caused by someone else’s negligence or wrongful act.
Long Term Care Defined
Long-term care is an umbrella term used to describe the services that someone provides you when you can’t handle them alone. Sometimes long-term care services are temporary; however, in other situations, they will be permanent.
The services let an injured person live independently in many cases since the services are provided in the individual’s home. While family and friends may provide long-term care in some situations, there are also professional services available that offer this.
Facilities and care centers like adult daycare and nursing homes are available in most communities, including Chicago.
Receiving Long Term Care After a Personal Injury Accident
If you are involved in a serious car accident or are injured in a slip and fall, the effect may be so devastating that you require long-term care services. Sometimes, though, the care provided will only be temporary. This depends on the severity of the injury and the level of care required.
Some of the people who may require temporary long-term care include:
- Those who require rehabilitation after an injury or accident
- Those who must spend time recovering from a work-related illness
- Those who must recover from surgery
- Those who develop or have a terminal medical condition
If you need ongoing long-term care that lasts for several months or years, then it may be for issues like chronic pain or a chronic medical condition. If you experience a permanent disability after an accident, you may also require long-term care.
Usually, if someone can’t function on their own or requires supervision, they will benefit from long-term care services.
It’s smart to get a doctor’s opinion regarding what type of care you will need moving forward after an accident resulting in an injury. By knowing what your future care needs may be, you can ensure the cost is included in the personal injury claim you file with the help of our legal team. Not knowing that long-term care may be needed can result in it being left out of your settlement, which means you must pay for it out of your own pocket.
Common Types of Long-Term Care Services Needed After an Accident
Long-term care will aid with your physical and emotional needs. You can adjust the services provided based on your current needs. Some of the most common services provided by long-term care providers include:
- Pain management
- Running errands
- Going to medical appointments
- Providing occupational or physical therapy
- Yard maintenance
If you cannot afford long-term care services for yourself or someone in your family after an accident occurs, you have options.
Covering the Cost of Long-Term Care After an Accident
Insurance plans will not always provide coverage for long-term care needs, even if the long-term care is only needed on a temporary basis. While you can purchase a long-term care plan to ensure you are covered, most people don’t expect this will be something they need. Also, these types of plans are usually expensive.
An effective way to overcome the cost of long-term care after being involved in an accident caused by someone else is by filing a personal injury lawsuit. At Drake & Collopy, P.C., we can investigate why your accident occurred and ensure the responsible party is held liable. This also means helping you recover compensation for your injuries and the long-term care needs you may have.
When you file a personal injury lawsuit, you may receive compensation for several costs or issues, including:
- Medical costs
- Lost wages and loss of future earning capacity
- Pain and suffering
- Future medical costs
- Long-term care costs
This is not a comprehensive list, and the compensation you receive may include other things based on the unique situation you are in.
Our Personal Injury Attorneys Can Help with Your Case
When it comes to suffering an injury in Chicago, you may experience several issues and injuries. If your accident results in you being unable to do tasks that you once did, then long-term care may be the best solution. At Drake & Collopy, P.C., we can provide the legal services you need and ensure you get the best possible outcome for your case.
While long-term care services aren’t something most people want to need, it is the outcome of many accident situations. Because of this, you need to ensure you have a skilled and experienced personal injury law team fighting for you and your rights. That’s exactly what we offer. The first step is to get in touch with us to schedule a free consultation so we can review your case and situation.