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Permanent Total Disability (PTD)
The Workers' Compensation Act defines permanent total disability as either:
- A complete disability that renders you permanently unable to do any kind of work for which there is a reasonably stable employment market; or
- The permanent and complete loss of use of both hands, both arms, both feet, both legs, both eyes, or any two such parts, e.g., one leg and one arm.
Essentially, a permanent total disability recipient is someone who will never be able to work again because of his injuries.
The weekly benefit for PTD recipients is two-thirds of your average weekly wage, subject to minimum and maximum limits, for life. Cost-of-living adjustments are also provided by the Commission's Rate Adjustment Fund. Permanent total disability claims are often settled on a lump-sum basis as opposed to ongoing weekly payments for life.
If you or a member of your family has been injured in a work-related accident, we can help. Contact the experienced workers' compensation attorneys at Drake & Collopy, P.C. online or call us at 312.345.0220, or toll free at 1.888.372.5355, for more information or to schedule a free consultation.
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